BASIS AND PURPOSE FOR AMENDMENTS TO RULE 21
The purpose of amendments to Rule 21 is to establish playing rules for the blackjack-poker game of Ante Up 21. The statutory basis for Rule 21 is found in sections 12-47.1-201, C.R.S., 12-47.1-302, C.R.S., and 12-47.1-818, C.R.S.
47.1-2106 The play – Ante Up 21
Ante Up 21 is copyrighted, patent pending and pending trademark application, the rights to which on March 17, 2011 were owned by Forster and Young International Gaming, LLC of Los Angeles, California.  Ante up 21 must be played according to the following rules: 

(1) 	Ante Up 21 may be played only on tables displaying the Ante Up 21 layout. Ante Up 21 can be    played with two or six standard 52-card decks of cards. Ante Up 21 Poker Bonus Edition may only be played with six standard 52-card decks of cards. 
(a) 	The rank of hands in the poker portion of Ante Up 21, from highest to lowest, is: pair and high card. 
(b) 	Straights and flushes do not play, only pairs and high cards. 

(2)	Each player will make at least one initial bet in the amount specified at the table by the retail  licensee, and will place the bets in the “21” and the “ANTE” wagering areas in front of the player’s position. 
(a)	 In Ante Up 21 Poker Bonus Edition, the player may also place an optional wager in the “POKER BONUS” only when the “ANTE” wager is in place. 
(b)	 There are four (4) different pay schedules for the retail licensee to choose from. 

(3)	The “21” bet is based on the player making a blackjack hand and the “ANTE” bet is based on the player making a two-card poker hand. 
(4)	The “21” and “ANTE” bets are placed to play against the dealer, and the “POKER BONUS” is placed to play for the first two cards dealt to the player in trying to make poker bonus hand only. 
 (5)	All three bets may be placed if the player wishes to play all three ways prior to any cards being dealt. 
(6)	 Any dealer tip delivered as a wager may be placed on either one of, or both, the “21” or “ANTE” hands, provided that the player has placed a personal wager on the same hand(s). 
(7)	 After all bets have been made, the dealer deals two cards to each player and to the dealer. The players will be dealt both cards facing upward and the dealer will have one card face downward and one card facing up, exposing one card to the players. The first player to receive a card, or cards, is the player to the left of the dealer; the dealer receives cards last. 
(a)	An incorrect number of cards dealt to a player or the dealer constitutes a misdeal for the hand, and all players retain any bets. 

(8)	The dealer will then determine if the player(s) have a winning or losing hand on the poker bonus (if applicable) and pay or collect the player’s bet before any further action is taken. 
(a)	Players who have a winning hand will be paid based on one of the four (4) poker bonus pay scales the retail licensee has chosen. 
(b) 	The dealer’s up card may only play for the poker bonus hand when making three of a kind or better. 
(9) 	After all poker bonus hands are completed, the dealer will ask the players to fold or bet their poker hand. 
(a)	 The additional wager is to be placed in the “BET” area and must be the same amount as the “ANTE”. 
(b)	 If the player wishes to fold their poker hand, the player forfeits their “ANTE” bet. 
(c)	 This action is required before the dealer checks for a natural blackjack. 
(d)	 If the dealer has an Ace showing, the dealer will ask the players to fold or bet their poker hand, then ask for insurance. 
(e)	 Insurance pays 2 to 1. 
(10)	 If the dealer has a natural blackjack, he will compare his hand to the player’s. 
(a) The player will win, lose or tie the “21” and “ANTE” bets and will receive a push on the “BET” wager. 
(11)	If the dealer does not have a natural blackjack, everyone will continue to play out their blackjack hand. 
(a)	 The dealer will start with the player to his left. 
(b)	 All of the retail licensee procedures for dealing blackjack will apply except for that the dealer must hit a soft “17”. 
(c)	 A player’s natural blackjack pays 3 to 2. 
(d)	 Surrender is not allowed on the blackjack ("21") bet. 
(e)	 If the player hits and busts their blackjack hand, the dealer will take the player’s “21” bet and lock the player’s hand into the “21” spot. 
i. The busting card can play in the poker hand for the player as well as the dealer. 
ii. Busting hands will still be in play if the player made the "ANTE" and "BET" wagers. 
(12)	When all players are finished playing out their hands, the dealer will then expose his downward facing card and continue to play out his hand as a normal blackjack hand. 
(a) 	Dealer must stand on all hands from a “hard” 17 to 21, or bust. 
(b)	Dealer must hit a “soft” 17 (an ace, six). 

(13)	When the dealer has completed his blackjack hand, he will push his best two cards forward, showing his poker hand. The dealer will also verbally say what his final blackjack and poker hands are, then compare his hand to each of the players. 
(a)	 The busting card can play in the poker hand for both the player and the dealer. 
(b) 	The dealer will compare hands starting to the dealer’s right and go counter-clockwise, paying or collecting bets, beginning with the “21” wager, then the “ANTE” wager and then the “BET” wager. 
i. 	The "21", "ANTE" and "BET" wagers are all paid at a rate of 1 to 1. 
(c)	For the dealer’s hand to qualify for the poker portion of the game, the dealer must have a value card of queen high or better. 
(d) 	If the dealer’s hand does not qualify to play, all "ANTE" bets are won by the players and paid at the rate of 1 to 1 and the players will receive a push on their "BET" wager. 
(e)	 All tied hands are a push. 
(14)	 The retail licensee may offer the game using any one of the four pay schedules. 
(a) 	The pay schedules in use, or payouts derived from the pay schedules, must be displayed on the table layout or on signage at the table. 
(b)	 The following pay schedules may be used.

Schedule A

Three Ace of Spades	5000 to 1	
Three Aces, same suit (hearts, diamonds, clubs)	1000 to 1
	
Three of a Kind, same suit	250 to 1	
Three Aces, not suited	100 to 1	
Three of a Kind	40 to 1	
Pair of Suited Aces	30 to 1	
Pair of Aces (not suited)	10 to 1	
Suited Pair	15 to 1	
Pair (not suited)	5 to 1	

Schedule B

Three Ace of Spades	5000 to 1	
Three Aces, same suit (hearts, diamonds, clubs)	2500 to 1
	
Three of a Kind, same suit	500 to 1	
Three Aces, not suited	150 to 1	
Three of a Kind	50 to 1	
Pair of Suited Aces	30 to 1	
Pair of Aces (not suited)	15 to 1	
Suited Pair	10 to 1	
Pair (not suited)	3 to 1	

Schedule C

Three Ace of Spades	10000 to 1	
Three Aces, same suit (hearts, diamonds, clubs)	5000 to 1
	
Three of a Kind, same suit	500 to 1	
Three Aces, not suited	150 to 1	
Three of a Kind	50 to 1	
Pair of Suited Aces	25 to 1	
Pair of Aces (not suited)	10 to 1	
Suited Pair	5 to 1	
Pair (not suited)	3 to 1	

Schedule D

Three Ace of Spades	5000 to 1	
Three Aces, same suit (hearts, diamonds, clubs)	2500 to 1
	
Three of a Kind, same suit	750 to 1	
Three Aces, not suited	200 to 1	
Three of a Kind	50 to 1	
Pair of Suited Aces	25 to 1	
Pair of Aces (not suited)	10 to 1	
Suited Pair	5 to 1	
Pair (not suited)	3 to 1